At Kevnik Mortgage we partner with financial advisors and our clients to make home purchase, vacation home, or investment property purchase goals a reality for our clients.
We love working with financial advisors because they are committed to helping homeowners make educated financial decisions. We also love meeting our clients where they are at in their financial journey. We have found that working with financial advisors help homeowners by:
Help with inheritance and learn how to get the most out of your inheritance.
Estate Planning includes wills, trusts, and retirement account planning.
Helping clients strategically plan real estate transactions including:
Buying a first home – a financial advisor can help determine how much income is feasible to spend, what down payment you can afford, and what you need to have in an emergency savings account. Goal – don’t live paycheck to paycheck.
Stepping up to a bigger home – now that you have some home equity a financial advisor can help you determine the size of your down payment. Goal – say goodbye to PMI (private mortgage insurance)
When you are ready to downsize – After the kids move out empty nester(s) start looking to downsize to a smaller more manageable home. A financial advisor can help assess your retirement savings and other assets. They will also help you decide how best to invest any profit from the sale of your home.
Buying a second home or investment property – a financial advisor can help you figure out the smartest way to purchase. They can also help you determine the “cap rate” which is how much profit you will make after paying the mortgage, repair costs, and utilities.
Building an addition – a financial advisor can help determine the ROI of the project. Especially in the current market, we are finding ourselves in.
If you are curious about how real estate fits into your financial portfolio, reach out to us. We would love to schedule a time with you and your financial advisor to discuss 2022 planning. If you aren’t working with a financial advisor, no problem. We have many trusted advisors in our network. We would love to make an introduction. Reach out, let’s get started. kevnik@kevnikmortgage.com
Positively Changing Your Home Finance Experience. 🏠
NMLS#1639268 | AZ BK# 0932828 | Licensed by the DFPI under the CRMLA | Equal Housing Opportunity
